# Coastbend Credit > Coastbend Credit is a small-business funding broker at 109 N 7th St, Kingsville, TX 78363 (phone (361) 202-3181). It helps businesses in Kingsville, TX and across Kleberg County, Texas, explore working capital loans, equipment loans and leases, business lines of credit, business term loans, inventory financing, and merchant cash advances. Coastbend Credit takes business funding requests and hands them to funding partners; every partner reviews a request on its own and sets any approval, price and terms. Coastbend Credit is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Coastbend Credit does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking or agriculture. Key facts: - Business type: small-business funding broker (not a lender) - Address: 109 N 7th St, Kingsville, TX 78363, United States - Phone: (361) 202-3181 - Apply: https://coastbendcredit.com/apply/ - Service area: Kingsville, TX and all of Kleberg County, Texas - Language: English ## Funding options - [Types of Business Loans Compared for Retailers and Contractors in Kingsville, TX](https://coastbendcredit.com/business-loans/): This Coastbend Credit page from Kingsville, Texas compares six funding types: what each one pays for, how each is repaid or collected, and which Kleberg County trades it tends to suit. Funding partners set every price and term. - [Working Capital Loans in Kingsville, TX While Retailers Wait on Customer Payments](https://coastbendcredit.com/business-loans/working-capital/): Coastbend Credit in Kingsville, Texas leads with working capital: money for payroll, stock and bills that fall due before customers pay. This page explains repayment, terms, how to apply, what it can pay for and how it differs from a cash flow term loan. - [Business Term Loans for Kingsville, TX Retailers Buying, Building or Expanding](https://coastbendcredit.com/business-loans/term-loans/): From Kingsville, Texas, Coastbend Credit routes term loan requests to funding partners. This page covers buying an existing contractor or shop, what a term loan pays for, long terms, the choice between a term loan and a credit line, and an invented remodel example. - [Business Lines of Credit in Kingsville, TX for Retailers With Uneven Months](https://coastbendcredit.com/business-loans/line-of-credit/): Coastbend Credit in Kingsville, Texas passes credit line requests to funding partners. This page covers how lines work for stores and contractors, limits and renewals, draw periods, requirements, when a line is worth it and an invented supplier-invoice example. - [Inventory Financing in Kingsville, TX for Retailers Buying Ahead of Demand](https://coastbendcredit.com/business-loans/inventory-financing/): Inventory financing requests reach funding partners through Coastbend Credit of Kingsville, Texas. This page explains the kinds of inventory funders, an invented parts-counter example, restaurant stock, purchase order financing and how a partner reads stock turnover. - [Equipment Financing for Retailers and Contractors in Kingsville, TX, New or Used](https://coastbendcredit.com/equipment-financing/): Coastbend Credit in Kingsville, Texas passes equipment loan and lease requests to funding partners. This page covers kitchen, construction, medical office, auto repair and dental equipment, used machines, leases and how the debt shows on a balance sheet. - [Merchant Cash Advances in Kingsville, TX Compared With Revenue-Based Financing for Retailers](https://coastbendcredit.com/merchant-cash-advance/): Coastbend Credit in Kingsville, Texas explains merchant cash advances alongside revenue-based financing and credit lines. A merchant cash advance is not a loan: it is a sale of future card receipts, collected from those receipts and priced with a factor rate. ## Industries - [Business Loans by Industry for Retailers, Contractors and More in Kingsville, TX](https://coastbendcredit.com/industries/): Every operating trade except trucking and agriculture can send a request to Coastbend Credit in Kingsville, Texas. This hub links three trade pages and adds Census notes on physician and dental offices, child care, insurance agencies, auto repair and smaller Kleberg County trades. - [Kingsville, TX Restaurant Loans: Grease Traps, Hood Cleaning and Kitchen Repairs](https://coastbendcredit.com/industries/restaurants/): Kitchens and dining rooms in Kingsville, Texas can send funding requests through Coastbend Credit, which hands them to funding partners. This page covers Kleberg County restaurant counts, kitchen equipment and repairs, remodels, buying a restaurant, payroll gaps and the records a partner may ask for. - [Kingsville, TX Business Loans for Retail: Display Cases, Signage and Stock Buys](https://coastbendcredit.com/industries/retail/): Coastbend Credit in Kingsville, Texas hands retail funding requests to funding partners. This page covers Kleberg County store counts, fixtures and racking, boutiques, storefront remodels, leases, stock orders and the store types behind the retail total. - [Kingsville, TX Financing for Contractors: Excavation, Grading and Equipment Buys](https://coastbendcredit.com/industries/construction/): Coastbend Credit in Kingsville, Texas hands contractor funding requests to funding partners. This page covers Kleberg County construction counts, payroll on long jobs, retainage, heavy equipment, builder credit lines, general contractor licensing in the city and a mini excavator example. ## Guides and calculators - [Kingsville, TX Small Business Guides for Retailers and Contractors](https://coastbendcredit.com/resources/): Coastbend Credit in Kingsville, Texas keeps one local guide and one calculator here, plus short notes on preparing a request, writing a loan business plan and gathering documents. - [Kingsville, TX Zoning Map, Building Code and What to Check Before Leasing a Storefront](https://coastbendcredit.com/resources/kingsville-tx-zoning-map-and-building-code/): This Coastbend Credit guide walks through the City of Kingsville, Texas zoning map, land use chart, building codes in use, permits and inspections, and how each affects a lease or a funding request. Rules and fees change; confirm them with the city. - [Working Capital Loan Calculator for Kingsville, TX Restaurants and Shops](https://coastbendcredit.com/resources/working-capital-loan-calculator/): This calculator from Coastbend Credit in Kingsville, Texas estimates the monthly payment on a fixed working capital loan from the figures you enter. Treat it as math, not an offer; real rates, fees and terms come from funding partners. ## Areas served - [Kingsville, TX Business Loans: County Facts, Local Lenders and Retailers](https://coastbendcredit.com/kingsville-tx/): Coastbend Credit in Kingsville, Texas uses Census figures for Kleberg County and ZIP 78363 to frame funding requests. This page covers local lenders, what retailers compare, leasing, physician offices and child care centers, restaurants, the ZIP counts and the city offices an owner deals with. - [Business Loans for Retailers and Contractors in Towns Near Kingsville, TX](https://coastbendcredit.com/service-areas/): Coastbend Credit in Kingsville, Texas takes requests from nearby towns in Kleberg, Nueces and Jim Wells counties. This page gives lease checklists for contractors and child care centers and short ZIP-labeled notes on six nearby towns. ## Company - [Small Business Loans in Kingsville, TX: Restaurants, Retailers and Contractors](https://coastbendcredit.com/): Coastbend Credit, based in Kingsville, Texas, starts with the bill that falls due before a deposit arrives. It sets that gap against six funding types, led by working capital, and hands the request to funding partners who decide on any approval, amount and price. - [How Getting a Business Loan Works for Kingsville, TX Retailers, Step by Step](https://coastbendcredit.com/how-it-works/): This Coastbend Credit page from Kingsville, Texas walks through a funding request from the first call to the offer: what the call covers, the requirements and records a partner may name, how underwriting reads a file, business credit scores and what to check before signing. - [Kingsville, TX Business Loan Questions: What Retailers and Contractors Ask First](https://coastbendcredit.com/faq/): This Coastbend Credit FAQ answers questions from Kingsville, Texas stores, contractors, child care centers and repair shops about business funding. Partners make every decision, and tax questions belong with a tax adviser. - [About Coastbend Credit: Working Capital and Business Loans Arranged in Kingsville, TX](https://coastbendcredit.com/about/): Coastbend Credit, based in Kingsville, Texas, helps Kleberg County restaurants, retailers, contractors, child care centers and offices compare six funding types, then hands each request to funding partners that review it and set any terms. - [Contact Coastbend Credit: Business Loan Questions From Kingsville, TX Retailers](https://coastbendcredit.com/contact/): Requests reach Coastbend Credit two ways: a phone call or the web form. Both are listed here with the Kingsville office address and a set of questions to put to any lender first. - [Business Loan Application for Kingsville, TX Retailers and Contractors](https://coastbendcredit.com/apply/): On the Coastbend Credit form, an owner enters a name, phone and email, a company name if there is one, and picks ranges for time in business, annual revenue and the amount wanted. Records come later, if a funding partner asks for them. - [Disclosures for Coastbend Credit, Kingsville, TX](https://coastbendcredit.com/disclosures/): Coastbend Credit in Kingsville, Texas is a funding broker, not a lender. ## Optional - [Full text of every page](https://coastbendcredit.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://coastbendcredit.com/sitemap.xml)